Which Veterans have to choose either Obama Care or VA Care by March 31, 2014???

by Terry Richards

Veterans who DO NOT HAVE Private Medical Insurance or NOT already enrolled in Medicare Part A & B or Medicaid or California Medicare (MEDI-CAL) http://files.medi-cal.ca.gov/pubsdoco/aca/aca_home.asp or the VA HEALTHCARE SYSTEM will be required to enroll in the The Patient Protection Affordable Care Act (PPCA) a/k/a Affordable Care Act (ACA) a/k/a Obama Care NOT LATER THAN March 31, 2014 or pay a fine for not having Major Medical Coverage. https://www.healthcare.gov/how-does-the-health-care-law-protect-me/  Also See Obamacare (PPACA) Open Enrollment periods set forth below.

Veterans who are already enrolled in Medicare Part A & B by Social Security Retirement starting at age 65 or at any age if receiving Social Security Disability Insurance and also enrolled in the VA Healthcare System at the same time can continue to use both for their Healthcare needs. However, Veterans without any of the above Major Medical Coverage CANNOT be enrolled in both ACA and VA Healthcare at the same time

Additionally, Veterans who are also already enrolled in Medicare Part D Drug Coverage are not permitted to receive the SAME Medications from both the VA and Medicare Part D at the SAME TIME...

Obamacare (PPACA) Open Enrollment periods

Starting on October 01, 2013 you can buy a PPACA compliant plan for a January 1st, 2014 effective date. The open enrollment period is from Oct. 1st through March 31, 2014 but only for this initial enrollment. Thereafter, the open enrollment will be from October 15 to December 7th.

What does that mean? If you choose not to enroll in a plan by March 31st of 2014 and  pay the penalty, you must wait until October 15th to enroll. So, if you do have some large medical expenses during the year and are not insured, you are on your  own until October 15th.

The exceptions for enrolling after March 31st are qualifying events such as an involuntary loss of coverage, for example your company stops their coverage or goes out of business, or it could be a divorce.